If you are looking at home renovation there are a number of finance options. When renovating, you may use Construction loans or home renovation loans, a Line of Credit, or a Redraw to secure the funds you need to build.

Home Renovation Loans are ideal for people who:

• Have grown out of their current Home but don’t want to move.
• Renovating is more cost effective than moving house.
• Resonable Current or Future equity.
• Have a Fixed Price Building Contract (if a Construction Loan)
• Want to obtain up to 100% LVR.

With Home Renovation Loans or Construction Loans you can:

• Borrow from $50,000 up to $2.5 million, for a period of 15 to 30 years
• Obtain up to 100% Loan to Value Ratio.
• Choose from a variable interest rate or a fixed rate for 1, 3, or 5 years .
• Repay your loan monthly, fortnightly or weekly including by direct debit
• Choose a Line of Credit facility, including phone or internet, ATM and EFTPOS Access and monthly statements.
• Clean or Impaired Credit History.
• Choose a 100% Offset Account, including phone or internet, ATM and EFTPOS Access and monthly statements.
• Obtain a Low Doc or Fully Verified Loan