You may be looking for a cheaper option, dissatisfied with your current lender, or seeking an additional loan and see that combining your loans may provide you a better deal.

This type of loan is ideal for people who:

• Are dissatisfied with their current lender.
• Looking for a more competitive facility and save money.
• Wishing to set up their current facility for future business, investment, or other personal purposes

With a refinancing loan you can:

• Borrow from $50,000 up to $2.5 million, for a period of 15 to 30 years.
• Obtain up to 95% Loan to Value Ratio (LVR).
• Choose from a variable interest rate or a fixed rate for 1, 3, or 5 years.
• Loans can be Interest Only or Principal and Interest.
• Repay your loan monthly, fortnightly or weekly including by direct debit
• Choose a 100% Offset Account, including phone or internet, ATM and EFTPOS Access and monthly statements.
• Choose a Line of Credit Facility, including phone or internet, ATM and EFTPOS Access and monthly statements.
• Self Verify or Fully Verifiy your Income.
• Clean or Impaired Credit History. *Conditions Apply