If you are a First Home Buyer and looking for advice and guidance to obtain finance, then we may be able to help. You qualify for the First Home Owners Grant (FHOG) and may have limited deposit or funds to purchase.

Please click on the links below for details of the loans available to First Home Buyers:

Fixed Rate Loan
Variable Rate Loan
100% Offset Accounts
100% Loan or No Deposit Loan

There are a number of costs involved when buying a property.

Costs can be broken into two (2) Catagories:

Lender Charges - Lender charges can included solicitors fees, application fees, valuation fees, Lender Mortgage Insurance and any ongoing fees associated to the loan itself. There may also be Deferred Establishment Fees which is a deferred application fee that is waived if you keep your loan with the lender for a specific period of time.

Government Charges - Stamp Duty on the mortgage (state dependant), Transfer Stamp Duty, and Registration of title.

Costs to purchase a property are dependant on how much deposit you have and the purchase price of the property. You will recieve between $7,000 - $10,000 as a First Home Owners Grant toward your purchae.

Loan Saver Networks role in Mortgage Application process is to help identify a competitive and/or suitable product while minimising the costs to purchase.