If you are self employed with assets and a regular income and you are wishing to borrow money to:

• Start up or invest in a new business
• Reduce borrowings
• Acquire equipment
• Employ additional staff
• Fund other expansion initiatives
• Working Capital
• Pay Tax Debts

You may choose to apply for either a Low Doc Loan or a Fully Verified Loan.

Self Certification (Low Doc) Loans

• If you choose to self-certify by applying for a Low Document Loan, you need to provide:
• A signed declaration that states your annual net income and confirms your ability to service the loan
  6 months mortgage and rental statements.
  If you choose a Fully Verified Loan you need to provide:
• Between one month and 6 months personal and business bank statements (depending on your application)
  Your Australian Business Number (ABN) registration documentation.
  

Fully Verified Loans

If you do have your financial records up to date, you also have the option to apply for a fully-verified loan in which you would need to provide tax returns.