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	<title>loansaver.net.au &#187; No Doc Loans</title>
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	<description>Loan Saver</description>
	<pubDate>Tue, 23 Jun 2009 01:50:55 +0000</pubDate>
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		<title>Low Doc Loans &#038; No Doc Loans - Variable or Fixed Rate</title>
		<link>http://www.loansaver.net.au/blog/low-doc-loans-no-doc-loans-variable-or-fixed-rate/</link>
		<comments>http://www.loansaver.net.au/blog/low-doc-loans-no-doc-loans-variable-or-fixed-rate/#comments</comments>
		<pubDate>Wed, 25 Feb 2009 00:44:44 +0000</pubDate>
		<dc:creator>Gordon</dc:creator>
		
		<category><![CDATA[Low Doc Loans]]></category>

		<category><![CDATA[No Doc Loans]]></category>

		<category><![CDATA[fixed rate]]></category>

		<category><![CDATA[varieble rate]]></category>

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		<description><![CDATA[Low Doc Loans and No Doc Loans are used specifically for self-employed people who have had an ABN registered for 1 or 2 years or more and are not able or do not wish to produce full financials. With Low Doc Loans you can:

Borrow from $50,000 up to $1 million, for a period of 15 [...]]]></description>
			<content:encoded><![CDATA[<p>Low Doc Loans and No Doc Loans are used specifically for self-employed people who have had an ABN registered for 1 or 2 years or more and are not able or do not wish to produce full financials. With Low Doc Loans you can:</p>
<ul>
<li>Borrow from $50,000 up to $1 million, for a period of 15 to 30 years.</li>
<li>Obtain up to 80% Loan to Value Ratio without paying the Lenders’ Mortgage Insurance premium.</li>
<li>Obtain up to 90% Loan to Value Ratio with paying the Lenders’ Mortgage Insurance premium or a Risk Fee.</li>
<li>Choose from a variable interest rate or a fixed rate for 1, 2, 3 or 5 years</li>
<li>Repay your loan monthly, fortnightly or weekly including by direct debit</li>
<li>Choose a Line of Credit facility, including phone or internet, ATM and EFTPOS Access and monthly statements.</li>
<li>Choose a 100% Offset Account, including phone or internet, ATM and EFTPOS Access and monthly statements.</li>
</ul>
<p><strong>Low Doc loans are available for:</strong></p>
<ul>
<li>Self Employed for 12 months or greater.</li>
<li>Self Employed for 24 months or greater</li>
<li>Non Conforming Low doc loans (see our non conforming loans website)</li>
</ul>
<p><strong>No Doc loans are available for Investment Purposes Only:</strong></p>
<ul>
<li>Self Employed for 1 day or greater.</li>
<li>Self Employed for 12 months or greater.</li>
<li>Self Employed for 24 months or greater.</li>
</ul>
<p><strong>Low Doc Loans and No Doc Loans are ideal for people do not have full financials and who:</strong></p>
<ul>
<li>May need to borrow money for investment or personal purposes.</li>
<li>Are unable to or do not wish to fully verify their income.</li>
<li>Have equity in their own home or a deposit.</li>
<li>With this loan you will need to provide 6 month’s mortgage statements.</li>
</ul>
<p>Loan Saver Network will look at your individual situation and provide clear advice, guidance and assistance to help you move forward and where possible obtain the funds you need.</p>
<p>To get started, simply Apply for a Loan below or contact us for more information.</p>
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